A dad's honest take on money
Money Hits Different When You're a Dad.
I'm a tech entrepreneur, an investor still learning, and a dad trying to build something for my family. This site is where I share what I'm learning about the stock market, side hustles, and the weird psychology of money when little humans depend on you.
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Latest articles
What Would I Stop Paying for If My Income Dropped?
A comfortable budget and an income-disruption budget aren't the same thing. I want a plan that identifies what the family actually needs, what can change, and which calls to make before a difficult month becomes a crisis.
Four Thousand Weeks: What a Book About Time Has to Do With My Money
Oliver Burkeman's argument about limited time offers a different lens for financial decisions. A promising investment, another project, and a higher income all need to fit inside a life that is already happening.
Options Premium Is Not a Paycheck
A premium credit looks like income until you put the obligation beside it. Hypothetical put and covered-call examples show why cash received isn't the same as a strategy's profit.
Reading The Simple Path to Wealth When You Still Like Picking Stocks
JL Collins's case for simpler investing raises an uncomfortable question for someone who enjoys following companies: how much of the activity serves the plan, and how much serves the interest?
The story behind the site
Why “Dad Cash Flow”?
Before my kid, money was just... money. I earned it, I spent it, sometimes I saved it. But the moment I became a dad, every dollar started carrying weight. Suddenly I was thinking about college funds before my kid could walk, about life insurance at 30, about whether my “career” was actually building anything or just trading hours for a paycheck.
This site is my notebook. It's where I document what I'm learning about investing, building side income, and the mental shift that happens when you realize you're building for more than just yourself.
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